Scott and Co is a debt collection company that deals with both private and public debt. They have a large network of service offices across Scotland, and they offer payment plans, and audit & assurance services.
The main aim of the company is to recover unpaid consumer and business debt. They work with a number of companies and public sector bodies, including the Department for Work and Pensions, the Institute of Revenues and the Department for Transport. They are also members of the Credit Services Association.
If you find that you are being harassed by Scott and Co, it is important to remember that you have certain rights. You can contact them to complain. However, if you cannot reach them, you should write a letter. A letter should describe your complaint. Generally, you can use this to stop any further harassment.
In addition, you can freeze your bank account if you are unable to make payments. If you freeze your bank account, you will not be able to make any withdrawals until you pay off your debt. This will help to clear the debt, and it will also improve your credit rating.
Although it is illegal for Scott and Co to harass you or threaten you, you may be contacted several times by the company. Depending on your financial situation, they may attempt to use litigation to obtain payment. For instance, if you have an outstanding council tax bill, they will try to send you a notice. Once you receive this notice, you can decide whether to pay it or not.
Scott and Co can seize property if you don’t pay your debt. This can include your home, business premises, or other property outside of your home. They can also take deductions from your wages.
If you think that Scott and Co is threatening you, you should report them to the authorities. The law protects you from abuse, and they can’t make threats to your friends or family members. It is also not legal for them to tell lies.
Another thing to be wary of is that they might try to use your bank account as a means of obtaining money. They will ask you to pay a specific amount from your net pay, and then they will take the remainder from your salary. After this, they will start to pursue other areas of your finances. This could include any back taxes that you owe, and even business rates.
If you are unable to make any payments, it is important to keep a written record of your conversations with the company. You can also request for a copy of all correspondence, and this should be sent by recorded delivery.
If you want to make an appointment, you should plan ahead. Normally, appointments are made on 45-minute intervals. If you’re late, you may have to reschedule the appointment. Additionally, if you miss your appointment, you will have to pay the full amount.
Scott and Co – How to Deal With Scott and Co was first seen on Apply for an IVA