Providing debt recovery and enforcement services, Jacobs Enforcement is a UK based debt recovery and enforcement company that works with local councils and debtors across England. It is not a limited company and is not authorised or regulated by the Financial Conduct Authority (FCA). Jacobs Enforcement operates through a network of enforcement agents and has a focus on client retention.
Jacobs Enforcement agents are certified by the County Court and have strict national codes of practice. These include not using physical violence and only using reasonable force to enforce the law. They do not have the power to force entry into homes unless they are given permission. They also do not have the power to enter homes where there is a risk of harm or distress to a person or their possessions.
If you have received a letter from Jacobs, you should contact them as soon as possible to dispute the debt. They will investigate your complaint and give you a timeframe for payment. If you do not pay by the due date, your repayment plan may be cancelled. You may also be issued with a County Court Judgement (CCJ) or an enforcement notice. This letter will explain the amount you owe, the penalties and the deadline to pay.
Jacobs Enforcement agents are not allowed to enter your home unless you give them permission or you have a court warrant. They also cannot enter a property during unsociable hours. This includes on Sundays. You can ask to see an inventory of your possessions before they come to your home. They are also not allowed to take items that are required for basic living. Taking things from your home is considered harassment and can have a negative effect on your mental health.
Jacobs bailiffs can visit your home, but they do not have the legal power to force entry into your property. They can only enter your home with your permission and if they use force, they can only take items that are within reach. They can not take clothes, white goods (such as a fridge) or mobile phones.
You should also be aware that Jacobs Enforcement agents are not allowed to take goods on credit. They can only take items that are used to pay the debt. Examples of goods they are not allowed to take include jewellery, antiques, TVs, and expensive electrical items. However, they are allowed to take items that are of value at auction.
If you receive a visit from Jacobs bailiffs, ask for identification and then ask them not to enter your home. You can also refuse to let them in and pay them with cash at the door. You should also be aware that Jacobs bailiffs do not have the legal power to enter a workplace.
Jacobs is a debt collection and enforcement company that has been around for 57 years. It has won awards for its innovation and training. Jacobs works with 165 local authorities across England.
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