Scott and Co is a Scottish debt collection agency that deals with private, business, and consumer debt. They specialize in Local Authority debt collections and are a member of the Credit Services Association and Institute of Revenues. You can contact Scott and Co by post, email, or telephone, and they have a network of service offices throughout Scotland. If you need help resolving a debt, or are unsure about your legal rights, you should consult with a professional.
Scott and Co is a legitimate company, but there are certain legal procedures you should follow if you believe they are abusing their power. There are also some things you can do to stop them from harassing you. The first step is to write to them. You should state your complaint and what you think they are doing wrong.
Scott and Co has a variety of services, including auditing, accounting, and consulting. They also offer tax and business rates services. Their customer service is ranked high, so they have a good reputation. Despite this, however, they can also be aggressive and harassing.
Some people are not willing to talk to Scott and Co on the phone. This can be a real problem, especially if they are demanding payment for something you don’t owe. However, you have the right to ask them for written communication, or to request that they stop calling you. In addition, you should know that you have the right to freeze your bank account, which will prevent withdrawals until the debt is paid.
When your bank account is frozen, you will have to work out a repayment plan. You can then ask your family or friends to repurchase any goods you have. Also, you will be able to get a refund for any goods that were stolen from your home by the Scott and Co.
The Scott and Co website claims that it is the largest provider of debt collection services in the UK. Its network includes over 100 solicitors in Scotland, as well as the largest Sheriff firm in the country. Among its clients are many public and private sector companies.
Scott and Co can legally threaten you and your family. For example, if you are unable to pay a bill, they may send you a warning letter that requests that you pay within a certain time. Alternatively, they can seize property to offset the debt. They can also issue a warrant to collect the debt. Ultimately, if you are not able to settle the debt, you can pursue litigation.
You should also remember that Scott and Co cannot tell you lies. If they try to collect a debt on false pretenses, they will be prosecuted. Although you can’t sue them for this, they may still harass you. Another option is to file a bankruptcy. A bankruptcy can have a devastating impact on your credit score.
Lastly, you can contact the Financial Ombudsman, who handles complaints about debt collectors. They have increased their complaints this year from 830 to 2,006; you can find out more about this on their website.
Scott and Co – Is Scott and Co a Legitimate Debt Collection Agency? was first seen on Help with My Debt