How to Avoid Being Harassed by DCBL Bailiffs
If you have fallen behind on your debt, DCBL Bailiffs may be threatening you. These collection agencies often enter your home by force and may use bullying tactics. They can even cancel repayment plans if you miss a payment date. In some cases, the debtor can be evicted if they don’t pay. Read on to find out how to avoid being harassed by DCBL Bailiffs.
DCBL is a debt collection agency
In most cases, a DCBL bailiff will ask for proof of debt, such as a utility bill agreement or a defaulted council tax payment. By sending a letter requesting proof of debt, you buy yourself some time. Unlike a debt collector, you do not have to pay this money, and you may even be able to get some free debt advice. But this option is only available to certain debtors.
DCBL bailiffs are allowed to enter a home only if you give them permission. During certain hours or if you have an adult present, DCBL bailiffs may enter your home. While they cannot force entry to your home, they can take possessions and goods from you to repay your debt. Bailiffs can also enter your home to collect money or property if you owe HMRC or a criminal fine.
They enter your home by force
The first step in making sure DCBL Bailiffs do not enter your home by force is to get a copy of the court order. DCBL bailiffs are debt recovery companies, and they can only enter your home if a court has ordered them to. You have seven days to negotiate with the bailiffs, but refusing to pay will not help your cause. You should contact DCBL bailiffs to avoid a visit by bailiffs, and they have a map to their offices.
The bailiffs can enter your home even if you have not locked the door. If you have no other option, it is important to record the entire visit so you will know when to expect them to enter your home again. The Financial Ombudsman is aware of the problems with DCBL, and has received several complaints this year. However, you may not have the same legal protection as other debt collectors.
They may use bullying
Debt collection agencies like DCBL Bailiffs may resort to questionable tactics to collect a debt from you. These tactics include bullying, repeated phone calls, and applying pressure. Many of these tactics may even be illegal, so you may want to consult with a debt solution agency to stop contact from DCBL Bailiffs. Here are some tips to prevent harassment by DCBL Bailiffs. Once you’ve stopped receiving phone calls from DCBL Bailiffs, you’ll be able to avoid further contact from DCBL Enforcement.
First, make sure to be prepared for the visit of DCBL bailiffs. They may approach you outside your home between six and nine pm. If you receive a visit from a DCBL bailiff, avoid giving them permission to enter your home. Instead, speak with them outside the building. This will give you time to gather proof that you’re not guilty of any crime. Alternatively, you can send them a letter requesting an extension of time for payment.
They may cancel your repayment plan if you miss an agreed payment date
There are two types of bailiffs, one that accesses bank cards and the other that can take extra fees. Bailiffs can also cancel repayment plans, if you do not make them by the agreed payment date. Bailiffs may cancel repayment plans if you miss an agreed payment date, even though they only have a right to take control of your goods.
They charge fixed fees
DCBL is a debt collection agency that operates nationwide with five offices. DCBL collects consumer and commercial debts throughout the UK and promises to recover debts internationally. The company has invested in financial database and tracing technology and offers security services. These services are available at a fixed fee, and are provided to clients with the highest level of discretion. To learn more about DCBL, read the company’s informational brochure, or contact a member of our customer service team.
The fees charged by DCBL bailiffs are outlined under the Taking Control of Goods (Fees) Regulations 2014. The charges are set for every stage of a baliff action. If the bailiffs are successful, you will only pay the fixed fee once. The fees are not refundable. DCBL bailiffs can also charge storage costs, court fees, out-of-pocket expenses, and advertising costs.
How to Avoid Being Harassed by DCBL Bailiffs was first seen on Help with My Debt