You may have received calls from Equita, but you may not realize that you’re still owed money. Equita is a debt collection agency, and it will keep calling and harassing you even if you’ve cleared your debt, documented your payments, or have no funds to pay. This article will provide you with a few options to protect yourself from these harassment calls. Read on to learn about your rights and alternatives to Equita debt collection.
If you have received an Equita DoNotPay message, you’ve probably been notified that you’ve not paid your bills. Unless you’ve paid your bills in full, the messages are most likely related to a credit agreement you broke or an unpaid bill. Equita purchases debt cases from a variety of sources and holds the certificate to pursue these debts legally. However, the main motivation for purchasing debt is to make a profit, so burying your head in the sand is not going to help.
The next step for Equita is to contact you through a bailiff action. If you did not provide a telephone number or address, the company can contact you through mail. You should be aware that they may contact you by phone and make a payment offer. You should contact your legal counsel at this point, as you may not want them to take your possessions unless you’ve paid them. If you’ve failed to pay, the company will escalate your case to court.
Equita is allowed to send bailiffs to your property to collect your unpaid debts. Bailiffs have to give you seven days’ notice before visiting your home. Once they arrive, they may access your property through a window or door. If you refuse, you should call the police or the Financial Ombudsman. If you have already been served a bailiff, you should follow the bailiff’s instructions and make sure they have the necessary paperwork.
Alternatives to Equita debt collectors
If you are in financial trouble and want to avoid being harassed by Equita Bailiffs, here are some ways to get out of debt fast. Equita Bailiffs can be unfair in their practices, which can negatively affect your credit rating. If you fail to pay your debt, it can be difficult to get credit in the future. So, before you give up hope, take some time to learn more about your options and decide if they’re right for you.
One option is to speak with a professional and ask about the payment amount you owe. Equita may request proof of your income and expenses. If you don’t have this documentation, you should try to work out a payment plan with them. You can also pay online or by phone through the company’s website portal. Once you’ve paid the debt, Equita will remove it from your credit report.
Another option is to contact the Equita debt collectors in writing. This way, you can make sure they don’t contact you any more. If you can’t pay your debt off in full, Equita must stop making contact with you. However, remember that they don’t have the legal power to enter your home. If you do get contacted by an Equita bailiff, you should speak to a solicitor and try to work out a repayment plan.
Rights of debtors
If you have unpaid bills, you may be worried about the prospect of a visit from an Equita bailiff. Equita gives seven days’ notice prior to making the first visit, known as the compliance stage. Once you have been warned by Equita Limited, you should follow its instructions. If the collection attempt fails, you can appeal to the High Court. If you do not pay the debt, you may also be able to ask for a CCJ.
You should be aware that many debt collection agencies, such as Equita, use invasive techniques to collect payments. When this happens, you can expect a letter asking you to make a full payment right away, or a phone call asking for a phone number where you can pay a part of it. However, you have the right to contact Equita and discuss repayment options. You can also pay using a phone number or a website portal.
If you are unable to pay, Equita will contact you via the phone number you provided. You have seven days to pay, but you can opt to receive communication through mail, text message, or a phone call. If you fail to pay the debt, Equita will charge a collection fee. Typically, this fee is seven percent of the outstanding balance. If you do not pay within the seven-day period, you can ask the bailiff to visit your home.
What to Do If You’re Being Harassed by Equita was first seen on Apply for an IVA