Bristow and Sutor is a company that is well-known for the services it provides in terms of debt recovery. These services are focused on debts relating to council tax, penalties charge notices, and overpaid benefit claims. The company was established in 1977 and has since grown into a highly successful and respected debt collection firm.
In order to collect on the debts that they are entrusted with, Bristow and Sutor will make a visit to the property of the debtor. They will then take a detailed inventory of the goods and possessions in the home. Once the inventory is complete, they will decide whether they can seize the property to pay off the debt. This will be done through the use of a Controlled Goods Agreement. Typically, the agreement allows the debtor to keep some of the property, but they must continue to pay the debt in full each month.
As part of their work, Bristow and Sutor will also contact the debtor to discuss a repayment plan. If the debtor misses a payment, Bristow and Sutor will cancel the payment plan and move the case to enforcement.
Before Bristow and Sutor can enter the home of a debtor, they must first be sent a CCJ. A CCJ allows them to come to the property to retrieve the property. However, this process can only be completed within twelve months of the date of the Notice of Enforcement.
It is important to understand how bailiffs function when it comes to debt collection. Bailiffs aren’t permitted to force entry into a house or apartment, and they can only remove goods to the value of the debt. Furthermore, they cannot seize items from homes where children are present or if there are vulnerable people.
Bristow and Sutor can only take possession of a property if the debtor has not paid the debt in full within 12 months of the Notice of Enforcement. This is because the bailiff can only collect from the property in order to pay off the debt. After the debt is paid in full, the property will be released from the control of the bailiff.
If you are in debt and are unsure what you need to do to become debt free, it’s a good idea to speak to a debt adviser. They will be able to provide you with advice on how to deal with the debt collector and will be able to help you come up with a repayment plan. You may also be able to sell some of the goods in the home at auction to reduce your debt.
When contacting a Bristow and Sutor bailiff, it is a good idea to ask for an official letter stating the amount of the debt, as well as the penalty charges that will be applied. Also, you should be able to get a receipt from the bailiff if you are paying him or her. Check to ensure that the ID on the payment is valid and that the paperwork is in order.