Is a Debt Arrangement Scheme an Insolvency?

Debt Arrangement Scheme

Is a Debt Arrangement Scheme an Insolvency?


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When finances are tight, making a meaningful dent in A DAS is not an insolvency. your debt can feel like an impossible task. Unfortunately, there is no escaping the fact that, if you want to increase your repayments, then you will either need to cut you outgoings or increase your income. Read below for some tips on how to do this.

Available only in Scotland, a DAS is a statutory Debt Management Plan. A DAS should be thought as a consolidation of debt that is then payable over an extended period of time.  Ultimately you will pay off your debt and it will not be written off. All fees, interest and charges are frozen on your debt, giving you a fixed amount to pay off. 

 

To find out more, take a look at our Debt Arrangement Scheme page


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