Debt collection companies like Scott and Co can be very intimidating. Not only do they demand money from you that you don’t owe, but they can also threaten to call your relatives, neighbours, or co-workers. It is important to know that you have the right to refuse to speak to these companies. If you think that Scott and Co are abusing their power, you can use DoNotPay to stop them from bothering you.
Scott and Co is a Scottish company. They are the largest employer of Sheriff Officers in Scotland and the largest provider of debt collection services to local authorities. They operate from six operational hubs throughout the country. Their debt collection services include the enforcement of court orders. If you can’t afford to pay their fees, you can try to negotiate with them to settle the debt. However, they can be very persistent and aggressive.
Scott and Co (Scotland) may send field agents to your home to pursue your debt. This can be a distressing experience for the debtor. It can also have a detrimental impact on the debtor’s health. Instead of dealing with Scott and Co, you should consider hiring a debt advice company.
Scott and Co can freeze your bank account and prevent you from withdrawing any money until you pay your debts. This happens without warning and can put many households in an untenable situation. The debtor is left without the money to pay household bills. The company will then sell your property to cover their debt. This is a serious problem for many people.
Depending on the circumstances, the sheriff officer from Scott and Co. may be able to attach your goods. However, you must be over 16 and have the consent of an adult to obtain an Exceptional Attachment Order. The court cannot use this type of order for a child or someone who is not vulnerable.
When you contact Scott and Co, you should explain your complaint in detail. If you have an emergency, call the police. If the sheriff officer is not available, you can write them to explain your situation. You should also make sure to send correspondence to Scott and Co using a recorded delivery service. This way, they can investigate your complaint.
If you have other debts, you must also be aware of the charges associated with debt collection. These will be clearly stated in correspondence and will be included in your Debt Advice and Information Package. In some cases, the company will contact your employer to deduct payment from your wages. However, it is possible to avoid these fees by applying for a Time to Pay Order.