If you’re struggling to pay off debts, you may be wondering about the company called Equita. They’re debt collection agencies, which means that they work on behalf of the local authorities. They can come to your home, call you at work, or cancel a repayment plan if you miss a payment date. This article will discuss what to expect from this company and how to deal with them. Here are some ways you can fight back.
Equita is a bailiff or a debt collector
If you owe money to Equita, you’ll likely have a hard time escaping their tactics. The methods they use to collect debt are often questionable and legally gray, but they’re perfectly legal for companies like Equita, who are trying to collect on unpaid bills. To avoid a bad experience with a bailiff, consider using a donotpay service.
If you owe money to Equita, you’ll receive letters asking for payment in full or discuss payment plans. They’ll also call you if they have relevant phone numbers. If you’re unable to make the full payment, Equita will offer a payment plan to suit your budget. You can pay Equita by phone, online, or via their website portal. They also give you the option of paying by bank transfer or PayPal.
They collect debts on behalf of local authorities
The company aims to treat debtors with respect and efficiency. Its services cover civil enforcement, High Court Action, Unpaid Penalty Charge Notices, and debt collection. It can also arrange payment plans. For more information, visit the company’s website. You can also contact a legal debt advisor to learn about the services offered. However, remember that you cannot pay in full without legal advice.
While the debt collectors employed by Equita can use all manner of techniques to collect debt, these tactics are not advisable. Whether they are calling for a legitimate debt, or harassing you through letters and frequent phone calls, it is important to avoid letting them get close to you. Failure to pay can negatively affect your credit rating, making it harder to obtain credit in the future. Debt collection companies like Equita must abide by strict rules and regulations set out by the Office for Fair Trading.
They can visit you at home
An Equita bailiff is a company representative who visits people’s homes to collect unpaid debts. Usually, he or she gives at least seven days’ notice before the first visit, known as the compliance stage. If you’re unable to pay, a bailiff can enter your home through a window or door. It’s your responsibility to open your door and let the bailiff in, but there are some important things to remember when the bailiff visits.
The law requires that companies collect debts from individuals after they’ve gone through a court process. Equita provides high court enforcement services and advises companies that have County Court judgments. For this reason, they can visit you at home. You should make sure to follow all instructions from the agency – you never know what could happen. However, if your case isn’t resolved after several attempts, you can always appeal to the High Court.
They can cancel your repayment plan if you miss a payment date
You can stop getting letters from Equita by following their payment policy. You may also be contacted by Equita if you do not make your payments on time. You may also be asked to pay in full, but you can negotiate with the company. Equita will accept payments on the telephone or via their online portal. However, you should not make more than one payment each month or you risk having your repayment plan cancelled.
As a debt collection agency, Equita can cancel your repayment plan based on your missed payment dates. Even if you’ve agreed on a repayment plan, you might be asked to provide proof of income and expenditure. If you miss a payment date, Equita can cancel the repayment plan and charge you more fees. They can also move your case to enforcement if you don’t make a payment on time.
They use innovative technology to ensure debt is paid
With a proven track record, Equita uses cutting-edge technology to collect debt. Its innovative technology is aimed at reducing customer debt collection costs. The company uses Optical Mark Recognition (OMR) to capture up to 70% of information from membership forms. This minimizes human errors and makes it easier to collect debt and keep debtors on their payment schedule. The company also uses internal controls to improve operational efficiencies.
When the debtor does not pay their bills, Equita will send a letter or call the debtors who provided them with a phone number. The debtor will have seven days to pay. This communication is done through the mail or on a website portal. The debtor may also receive a text message or phone call. If the debtor does not pay the bill, Equita will charge a collection fee, which is typically 7.5% of the total balance.